Robert Kiyosaki (born April 8, 1947) is an investor, businessman, self-help author and motivational speaker. Kiyosaki is best known for his Rich Dad, Poor Dad series of motivational books and other material. He has written 18 books which combined have sold over 26 million copies.Three of his books, Rich Dad Poor Dad, Rich Dad’s CASHFLOW Quadrant, and Rich Dad’s Guide to Investing, have been on the top 10 best-seller lists simultaneously on The Wall Street Journal, USA Today and the New York Times. The book Rich Kid Smart Kid was published in 2001, with the intent to help parents teach their children financial concepts. He has created three “Cashflow” board and software games for adults and children and has a series of “Rich Dad” audio cassettes and disks. He also publishes a monthly newsletter.

A large part of Kiyosaki’s teachings focus on generating passive income by means of investment opportunities, such as real estate and small businesses, with the ultimate goal of being able to support oneself by such investments alone. In tandem with this, Kiyosaki defines “assets” as things that generate money, such as rental properties or businesses, and “liabilities” as things that cost money, such as house payments, cars and so on. Kiyosaki also proclaims financial leverage to be critically important in becoming rich.

Kiyosaki stresses what he calls “financial literacy” as the means to obtaining wealth. He says that life skills are often best learned through experience and that there are important lessons not taught in school. He says that formal education is primarily for those seeking to be employees or self-employed individuals, and that this is an “Industrial Age idea”. And according to Kiyosaki, in order to obtain financial freedom, one must be either a business owner or an investor, generating passive income.

Kiyosaki speaks often of what he calls “The Cashflow Quadrant,” a conceptual tool that aims to describe how all the money in the world is earned. Depicted in a diagram, this concept entails four groupings, split with two lines (one vertical and one horizontal). In each of the four groups there is a letter representing a way in which an individual may earn income. The letters are as follows.

E: Employee — Working for someone else
S: Self-employed or Small business owner — Where a person owns his own job and is his own boss.
B: Business owner — Where a person owns a “system” of making money, rather than a job to make money.
I: Investor — Spending money in order to receive a larger payout in return.

For those on the left side of the divide (“E” and “S”), Kiyosaki says that they may never obtain true wealth. Conversely, those on the right side of the divide (“B” and “I”) are supposedly following the only road to true wealth.

Kiyosaki is best known for his book Rich Dad, Poor Dad, the #1 New York Times bestseller. Kiyosaki followed with Rich Dad’s CASHFLOW Quadrant and Rich Dad’s Guide to Investing. He has now had at least a dozen books published. A partial list of his books is included below.

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money—That the Poor and Middle Class Do Not! (1997)
Cashflow Quadrant: Rich Dad’s Guide to Financial Freedom (2000)
Rich Dad’s Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not! (2000)
Rich Kid, Smart Kid (2001)
Rich Dad’s Prophecy (2002)
Why We Want You To Be Rich coauthored by Donald Trump (2007)
If you want to be Rich & Happy don’t go to School? (1992)
The Business School for People Who Like Helping People (2001) – endorses multi-level marketing.
Retire Young, Retire Rich (2001)
Rich Dad’s The Business School (2003)
Who Took My Money (2004)
Rich Dad, Poor Dad for Teens (2004)
Before You Quit Your Job (2005)
Rich Dad’s Escape from the Rat Race – Comic for children (2005)

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Work at home moms make up a significant portion of home based business owners and work at home freelance professionals. While there are a lot of perks that come with working at home, the appeal for mothers is often that theyll be able to spend more time with their children. Keeping that in mind, here is a list of ten home based business or freelance job ideas that will allow for a flexible schedule that can be worked around family time.

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3) eBay. Starting an eBay business is a great option for work at home moms, because most products will sell on a 24-hour basis online without too much supervision. To make an eBay business even more ideal, drop shipping would remove the necessity of storing and managing inventory and making regular post office runs when you would rather spend time with your family.

4) Child Care. Work at home moms would be ideal for the child care field. If theres a need in your community, some options would be setting up a home-based day care center or even an after school program for older kids. Depending on where you live, you might need special certifications or licenses, but you would have the added perk of having other children around for your own to play with and socialize with.

5) Graphic or Web Design. Most design work can be run as an online-only business, meaning you wouldnt always have to run out to a clients location for meetings. As long as you regularly answer your email throughout the day, you can concentrate your actual design work during quiet times when the kids are otherwise occupied, or even handle the design work during the evenings.

6) Tutoring or Lessons. Having students come to your home for tutoring sessions with their schoolwork, or even music lessons, can be easily adapted to fit your familys typical schedule, such as your childs nap time, or on weekends when someone else might be around to look after your kids.

7) Arts and Crafts. If you have any artistic ability, an arts or crafts-related business can be ideal for a work at home mom. You can design jewelry, paint, make candles, or just about any craft you can think of. There is definite potential as you can work on your craft during quiet times or in the evenings, and sell your crafts or art at shows on the weekends. Or, you can sell your products anytime with an online store that will work for you 24-7.

e-Consulting. Similarly to how you can do design work almost entirely online, you can do the same for various forms of consulting if you have the proper training. For instance, you can consult on Web content, do marketing or SEO consulting for website owners, or adapt any kind of expertise into your very own e-consulting firm.

9) Research. Individuals and companies in just about every field have a need for someone to conduct research for them. You can do anything from genealogy research to market research by conducting surveys right from the Web.

10) Selling Information. Information is still a hot commodity, and these days almost anyone can set up a website. If you create a basic site, you can sell anything from ebooks to podcasts to databases of industry contacts or job listings. The possibilities are endless.

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